You might be in financial straits or planning for the future. Whatever the case may be, however dire your situation, here are a few things you need to be doing right now to open some doors:
1.) Savings/ Emergency Fund
If you do not already have 8 months to 1 year of expenses saved, then start now!
Before you get started with any other investment goals, you have to be financially sound. Ensuring that your everyday expenses are covered is the best way to do this.
2.) Paying Down Debt
Start paying down off any outstanding or lingering debt that you may have. Now is a great time to wipe the slate clean.
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