President Barack Obama is reigning in insurance companies with a Patients' Bill of Rights. The New York Times reports that a study from Health Care for America Now revealed that the increase in premiums far exceeded normal medical inflation costs. Premiums increased 97 percent from 2000 to 2008 while medical costs only increased 39 percent. In addition, more than 100-million people were enrolled in insurance plans that had limits on lifetime coverage and insurance companies were able to cancel the policies of people who got sick. Dropping people when they get sick? That pretty much eliminates the reason for health care coverage and the need for the Patients' Bill of Rights.