They say money talks, which is a good thing because apparently we don’t like talking about money. According to a 2014 study completed by Wells Fargo, almost 44 percent of Americans consider personal finance to be one of the most difficult topics to discuss, outranking death, politics, religion and taxes.  We talk about everything from…

Wedding season is upon us. One look at magazine stands makes it clear that our society is obsessed with who’s getting married and who’s getting divorced. Did you know that the wedding of Prince William and Kate Middleton netted more viewers in the United States than the 2014 World Series? According to Bloomberg, the U.S.…

Before the establishment of the United Negro College fund in 1954, the reality for most African Americans who wanted to go to college was to either come from a wealthy family or get their tuition from private resources or benefactors. Across all racial lines, basic education was reserved for the privileged and college was reserved…

One million dollars” has a nice ring to it doesn’t it? As a youngster becoming a millionaire meant you made it. It was fun daydreaming about the luxurious items you would buy with all of the money that flowed infinitely. For many, becoming a millionaire means automatic security and a life of luxury and leisure.…

Do well in school, go to college and get a good job so that you can support your family. That’s the time-honored formula for success taught to us by our parents. Most people aren’t encouraged to journey into entrepreneurship. For many, starting a business became the only option after the financial crisis of 2008 devastated…

While the foreclosure crisis continues to fade from the headlines, many families are still dealing with the lingering effects.  The foreclosure crisis set off a tidal wave, contributing to the recession of 2008. This caused the unemployment rate to skyrocket and left families struggling to make ends meet. Because of the financial hardships stemming from…