Ebony’s Lynnette Khalfani-Cox makes the case that readers should consider alternatives to breaking the bank this season. The winter holidays just aren’t the same for many people in the U.S. unless they’re giving presents to others. In fact, in 2012 the average American is expected to spend about $750 on holiday gifts, décor, greeting cards…

In a blog entry at Black Enterprise magazine, financial analyst Lynnette Khalfani-Cox writes that the holiday season can take a depressing toll on people for various reasons. She provides six tips on how to cope with sadness during this time, including avoiding shopping sprees if you are broke, which can exacerbate financial woes. 1. Don’t…