• Hope for a Credit Card Victim

    Two major strides were made recently in the world of debt management. President Barack Obama signed the Credit CARD Act of 2009 into law. That same week, I mailed a check for the remaining balance of my First Premier credit card. These two actions are related not just because they deal with credit cards, but…

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  • A Bucket of Chicken and No Clue

    A lot of people say they don’t understand undecided voters. But perhaps undecideds view politics the way I view football. Every year, I show up at a Super Bowl party with a bucket of chicken and no one to root for. I like football, love going to games, but I don’t have a “team.” People…

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  • Postcard from New Orleans

    There’s something uniquely New Orleans about being serenaded by an Obama-hat-wearing trumpet player while perched next to the Mississippi River, munching hot beignets buried beneath piles of powdered sugar. Add to that the presence of thousands of doozied up black folks from around the country celebrating the Fourth of July. There, you have the Essence…

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  • Let Me Upgrade You?

    Kyle had just purchased a fresh pearl white Lexus coupe for his birthday. He said he’d rock it for a year or two, then trade it in. “Oh, it’s a lease,” I assumed.”No,” Kyle replied.”Two years…you’re not going to have it paid off by then, will you?””I’ll probably never pay off a car. If I’ve…

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  • My Love is Like Premium Cable

    It all started with a 30-day trial package of premium cable.I had just moved into my apartment and was enjoying the temporary pleasures of HBO On Demand. In the midst of Million Dollar Baby, I realized there were only two weeks left in my free trial period, just two weeks before a decision was required…

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