The 'first fruits' idea of tithing is to make it non-negotiable and not based on whether you are doing well or poorly. However, the NT seems to set tithing legalistically to the side; it is part of stewardship but not all about the dill and the cumin and the mint. Under this notion, the husband's idea is clearly wrong - it isn't about giving what is left over, it is about giving from the start. At the same time, you can't give what never would reach you at all, anyway - sharecroppers wouldn't tithe out of the entire produce (which could be 10x what they get), only out of their share. As for the debt, credit card debt is poor stewardship. High interest, never forgiven. My advice, then, would be to get out of that debt quickly, continuing to log what you are making during the extrication. Then, start paying the tithe on further earnings and back earnings; I would say, minus anything that comes off at the 'payroll level' - or the equivalent for the self employed - as well as what you would have tithed while you were getting out of debt. And budget to stay out of debt and save a little, despite continued tithes.

Thanks for sharing our thought with us. I really admire your meaningful writings. We are going on a challenging time so you should prepare your future and plan properly.

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Isn't perpetual debt of the oppressed a lynch pin of capitalist doctrine? For the economic system of the US to prepetuate itself; there must always be a large working class and a small ruling class where accumulation of wealth and corporate/individual self interest are trump all other considerations. Debt is one of the necessary and sufficent factors of an economic system; to maintain the status quo of the richest top 5 percent of the population; the working class must be kept ignorant, entertained they must be insatiable consumers, they must be posseesd of religious faith, kept afraid of foreign and domestic threats, they must be comprised of diverse races and ethnicity and little desire to intermingle and finally they must be kept in debt thereby replacing the motivation to enrich oneself with a responsibilty to pay back sums borrowed to fuel consumer consumption.
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The only solution to break the forging that binds the Few Oppresosr and the Many Oppressed is to move towards a Social Democracy where an ever larger proportion of the means of production ends up as public property and defacto owned by the people.

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The minimum payment on your credit card is something you only want to make if times are tight. Pay more than the minimum payment – it works out better for you in the long run. This idea applies to every debt you will likely assume, be it a mortgage, car loan, or student loan. The faster the debt is paid off, the better your credit score gets and the quicker you get out of debt. You do not want their hooks in you – they are vicious, swinish, hyenas – crunching on the bones of their victims, and proper debt management, including paying over the minimum payment, can save you from needing a cash 'til payday loan later.

You have to be kidding. First off, its dumb as hell to believe in a god ... some supreme being that watches over your azz and knows everything ... backward, prehistoric superstition. And, then you moron's give away your money to preachers so they can leech on all of you. First step towards real liberty ... shake off that voodoo crap and step into the 21st century. Copernicus was right ... the earth revolves around the sun ...

....and you'll have more money to tithe with, and you'll be able to contribute more.

You have more than $13,000 in credit card debt. You have $13,000 in credit card debt and a monthly 29% APR interest payment to make. It's the 29% you have to pay every month that's dragging you down. You're probably dropping $1000 or so monthly just in the interest payments.

My advice - tell your minister that you need to pay off (or significantly pay down) the credit card debt first, and will need to hold off on (or significantly) reduce your tithing until that's done. And then you'll have more money to tithe with, and you'll be able to give it without guilt or reservation. Who do you want that $1000 you're spending now to go to - the church or some crappy credit card company?

To Christians:

Women, you are supposed to follow your husband.

Everyone, tithing is not for Christians. It was never established for Christians. At the council in Acts when it was determined (by the Christian leaders who followed the Old Testament before they were saved and became Christians) what Christians would be told as to what practices they must follow, tithing was not mentioned.

Christians, do your research. We have Google and Yahoo today. Heck, even Jews don't tithe!!! They cannot tithe today because there are certain things that must be in place before they can tithe.

It is our responsibility to study and to ask God for His wisdom and understanding. That's how I learned that tithing is not and has never been required for Christians.

Now I am starting to see why so many black women don't have husbands, and the ones that do can hardly keep them!

I also see why the church is overwhelmingly filled with women...broke women!

You want to stay married? I think you better stick with the plan your husband set for you. Don't be a slave to debt. Don't get caught up in this ridiculous notion of religion, that you should lose your credit rating, your home, and possibly your marriage to get into a heaven!

The church is wherever you are, in your heart, and if there is a god, wouldn't he want you to be free? Free of debt and stress and the fear of possibly compounding those issues by losing your husband? Money is one of the main causes of divorce in this country, particularly the black community (or lack thereof)...Stick with your husband, or you will be alone sleeping in a bed curled around a bible...Wonder how whole you will feel with that "man" wrapped around you in the middle of the night!

It's not the amount, it's the intent, (re; the story of the widow's mite) Give what you can.